Mortgage Loan Processor – Fort Mill

  • Location Fort Mill, South Carolina
  • Type Contract
  • Job ID Job #53855 Posted 3 days ago

CSI Financial is actively hiring experienced Loan Processors in Fort Mill, SC with Encompass experience

Title: Mortgage Loan Processor                                          

Position Overview:

The Loan Processor is a mortgage professional who thrives in a fast-paced environment supporting both the origination and operations functions of residential conventional and government mortgages while providing the highest level of customer service without losing sight of compliance.

Working Relationships:

The Loan Processor reports to the Processing Manager with a close working relationship. The Loan Processor also works closely with document technicians, loan officers, loan processors, and closers to assist with ordering support services and gathering documentation necessary for final loan processing and approval.

Key Tasks and Responsibilities:

Orders credit reports; independently structures loan options and submits loans to appropriate automated underwriting system

Evaluates AUS findings and requests required documentation from borrowers

Reviews and properly interprets appraisal reports, title reports and other collateral documentation

Reviews AUS conditions obtained and matches conditions to findings
Responsible to ensure loan origination system is properly updated

Submits complete file to Underwriter for final review and underwriting
Clears all prior-to-doc and prior-to-funding conditions

Order and retrieve 3rd party services and review mortgage relevant documents

Exhibit a high level of comfort with heavy phone volume throughout the course of a day

Keep informed of trends and developments in the local real estate market, as well as the changing rules and regulations that pertain to both private and government-insured mortgages

Incumbent will be responsible for meeting our Client’s commitment to compliance

Minimum Requirements:

Experience with Encompass required

2+ years in Loan Processing after 2016 required

5+ years Mortgage Operations or Sales experience preferred

Must have ability to verify all elements of a 1003, credit report, title quotes, tax certs, AUS and mortgage Working knowledge of conventional and government loan programs

Strong organization, attention to detail and Microsoft Office skills, at an intermediate level

Associate’s Degree or higher

Must be able to keep up to date on regulation changes and knowledge may be gained through coursework and on-the-job training

Extended and weekend work hours may be required